PROTECT WHAT MATTERS MOST.
Helping families is our #1 priority.
The People's Insurance Co. collaborates with independently contracted insurance agents and partners with leading carriers in the industry. Contact us today to explore Indexed Universal Life Insurance, Term Life Insurance, Fixed Indexed Annuities, Final Expense Insurance, and other No-Medical-Exam Life Insurance!
HOW CAN WE HELP YOU?
TPI provides the resources for your family's
growth and success.
Indexed Universal
Life (IUL)
Term Life
Insurance
Fixed Indexed
Annuities
No-Medical-Exam
Life Insurance
Indexed Universal Life (IUL)
Indexed Universal Life (IUL) is a permanent policy similar to a traditional UL policy through its flexibility of premium and death benefit; however, it also features a higher growth potential through index interest crediting. An IUL provides the upside potential of tax-free market growth without the downside risk of market loss.
Tax-Free Retirement Planning
Infinite Banking
College Funding/Kid's Future Planning
Estate Planning
Mortgage Protection
Pension Maximization
Death Benefit Coverage
Term Life Insurance
Term life insurance provides coverage for a predetermined amount of time, typically between 10 – 30 years. Death benefit will payout if the policy owner passes away within the term of the policy. Because it has an expiration date, a term policy can afford you a much larger death benefit with a much smaller cost of insurance in comparison to other types of life insurance.
Cost effective option for young growing families or individuals looking for more affordable coverage.
We offer convertible terms, which means your term policy can be converted into a whole life or IUL policy years down the line without any future health complication affecting your approval and rates!
Return-Of-Premium Term
We offer a compelling Return of Premium (ROP) term insurance policy which returns all contributed premiums if the insured outlives the term period.
Premium returns can start as early as the second year.
Life insurance protection in place if needed and return of premium investments if not.
Fixed Indexed Annuity
With Fixed Indexed Annuities, premiums are tied to an index and credited in a similar fashion to IULs. As with IULs, Fixed Indexed Annuities offer principal protection and a death benefit, with the possibility for gains contingent upon market performance.
A type of tax-deferred insurance product.
Can be structured to provide income for life, acting as another resource for retirement income.
Provides protection from market decline with a guaranteed floor.
No-Medical-Exam Life Insurance
This simple, affordable life insurance is designed to cover final expenses like funeral or cremation costs (including plot and mortuary expenses) and can help protect your loved ones from future financial burdens. This provides permanent life insurance coverage with flexibility and long-term grown potential.
Up to $250,000 death benefit.
No medical exam or blood work is required.
No-Medical-Exam Life Insurance
This simple, affordable life insurance is designed to cover expenses like medical bills and funeral costs (including plot and mortuary expenses) and can help protect your loved ones from future financial burdens. This provides permanent life insurance coverage with flexibility and long-term grown potential.
Up to $250,000 death benefit.
No medical exam or blood work is required.
Insure peace of mind.
With the right Life Insurance plan, you can rest assured that your loved ones will receive the financial support they need to assist them during one of life's most trying times.
Insure peace of mind.
With the right Life Insurance plan, you can rest assured that your loved ones will receive the financial support they need to assist them during one of life's most trying times.
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