The People's Insurance Company

The People's Insurance Company, led by agency owners Nick Caputo and Devin Ruiz, is a premier life insurance agency specializing in Indexed Universal Life Policies. We also offer Health, Final Expense, Mortgage Protection, and other Life Insurance Products. Licensed to operate in all 50 states, The People's Insurance Company is committed to delivering tailored solutions that protect families and our agents to provide peace of mind and wealth strategies for generations to come.

What sets The People's Insurance Company apart is its unwavering dedication to both its clients and its agents.

Our Leadership and Customer Success Team are unmatched in customer support working closely with each agent, offering guidance and tools to ensure professional growth and long-term success.

In addition to serving clients and fostering agent development, we are deeply committed to giving back. A percentage of all revenue is donated to the Children’s Diagnostic & Treatment Center (CDTC) in Broward County. This not-for-profit organization serves over 10,000 children with special healthcare needs annually, providing essential medical care, health coordination, and social services to families in need.

The People's Insurance Company is more than a business—it’s a community-driven organization dedicated to protecting families, empowering agents, and making a lasting impact in the communities it serves.

Email us: [email protected]

Call us: (866) 609-6562

The People's Insurance Company

The People's Insurance Company, led by agency owners Nick Caputo and Devin Ruiz, is a premier life insurance agency specializing in Indexed Universal Life Policies. We also offer Health, Final Expense, Mortgage Protection, and other Life Insurance Products. Licensed to operate in all 50 states, The People's Insurance Company is committed to delivering tailored solutions that protect families and our agents to provide peace of mind and wealth strategies for generations to come.

What sets The People's Insurance Company apart is its unwavering dedication to both its clients and its agents.

Our Leadership and Customer Success Team are unmatched in customer support working closely with each agent, offering guidance and tools to ensure professional growth and long-term success.

In addition to serving clients and fostering agent development, we are deeply committed to giving back. A percentage of all revenue is donated to the Children’s Diagnostic & Treatment Center (CDTC) in Broward County. This not-for-profit organization serves over 10,000 children with special healthcare needs annually, providing essential medical care, health coordination, and social services to families in need.

The People's Insurance Company is more than a business—it’s a community-driven organization dedicated to protecting families, empowering agents, and making a lasting impact in the communities it serves.

Email us: [email protected]

Call us: (866) 609-6562

Our Latest Blogs

How Life Insurance Can Help Pay Off Your Mortgage?

How Life Insurance Can Help Pay Off Your Mortgage?

July 01, 20261 min read

Owning a home is one of life's greatest achievements. However, a mortgage is also one of the largest financial obligations many families will ever have.

Life insurance can help ensure your family keeps their home if something unexpected happens.

Mortgage Payments Continue

If the primary income earner passes away, monthly mortgage payments don't stop.

Life insurance benefits can help pay:

  • Remaining mortgage balance

  • Property taxes

  • Home insurance

  • Maintenance expenses

Protect Your Family's Home

Without sufficient financial resources, surviving family members may struggle to keep up with payments.

Life insurance can help prevent foreclosure or the need to sell the family home.

Choosing the Right Amount of Coverage

Consider:

  • Remaining mortgage balance

  • Household income needs

  • Children's future expenses

  • Other outstanding debts

Protecting your home starts with protecting your family's financial future. Life insurance can help ensure your loved ones continue living in the home you've worked hard to provide.

Contact Us:

[email protected]

(866) 609-6562

30 N Gould St Ste R Sheridan 82801 Wyoming

life insurancewhole life insuranceIndexed Universal LifeTerm Life InsuranceFixed Indexed AnnuitiesNo-Medical-Exam Life Insurance
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The People's Insurace Co.

Helping families is our #1 priority.

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